If you need immediate money, surely you have thought about applying for a quick loan or a small loan. They have the great advantage that in a few minutes you can already count on the money. The drawback is that these are small amounts. Euro Credit offers you the solution to that.
What is Euro Credit and how does it work?
Euro Credit belongs to Mash Finance Spain SL, a company of recognized prestige in the financial sector. We speak therefore of a regulated entity that meets all the necessary guarantees to provide a quality service.
It stands out for offering loans and credits with somewhat different conditions of its competition, which makes it stand out and differentiate itself from the rest. This explains the fact that more and more people are trusting this company.
The speed and high amounts they grant are their hallmarks. And that is exactly what people who choose to apply for an online loan tend to look for to pay a payment that would otherwise be pending.
Conditions of your Payday loans
Surely, if you are assessing the possibility of requesting a loan from Euro Credit, you want to know the conditions it offers. You do well to look at this point, as it is one of the most important when choosing one or another entity:
- Large quantities: Euro Credit’s first big difference from its competitors comes in the amount you can get. Between € 200 and € 4,000, depending on your needs. Quantities that are well above what is offered in this sector.
What causes this is that it supposes a way that not only serves to pay some small arrangement or punctual invoice, but it is really useful for other types of unforeseen events of greater magnitude and that can cause great problems in case of being unpaid.
- Return in installments: it is clear that, in the case of large quantities, the return is not made in a single payment. The return is made between 5 and 48 months, depending on the amount you requested.
This allows you great convenience in repayment, since the resulting installments are quite small, and allow you to continue with your day to day without being too affected by having to pay this Payday loan that you have requested.
- Credit line: what Euro Credit offers is a credit line that you have whenever you want. As long as you meet the deadlines, you will always have it available to take from it what you need. The good thing is that you only pay for what you use from it.
- Flexible amortization: you can enter more money than your monthly installment, or even all that you have left of credit, without having to pay anything else for it. A great comfort so that you can adapt the product to your needs.
If you like these conditions, it is time to take the next step and learn how the application process with Euro Credit is. As usual in the sector, these are quick and easy steps so you can have your money available as soon as possible.
What steps to take to request a loan with Euro Credit?
Euro Credit has a simulator in which you can enter the amount you request. Automatically you will see the return period you have, in addition to other data such as the fee you must pay month by month.
With all this data it is easy to choose what suits you best. When you have done so, the first step you should take is to open a free account. It is a record on the web as you do on any other type of page.
You can apply for a credit online at any time you want, since they are available 24 hours a day. You will have to enter your personal data and, once it is accepted, you will have the money available in a few minutes.
Having the money available does not mean you have to use everything. You will simply withdraw the amounts you want when you want. Keep in mind that you are paid only for the amounts you withdraw, not for the total volume that has been granted to you at most.
It is a fairly fast process, in which in a few minutes you can go from registering on the web to having the money available for when you want to use it. Therefore, it is normal to go to Euro Credit when there is an urgent need for money.
Euro Credit requirements
Like all entities, Euro Credit places requirements on its customers to be admitted. The good thing is that these are easy requirements to meet and that do not rule out almost anyone. We will review them to be clear if you can apply for a loan with them or not.
First, you must be clear that age does not matter for this entity. Although there are many in the sector that establish minimum or maximum ages, Euro Credit does not place any restrictions of this type.
One of the indispensable requirements is not to be in any delinquent file, since they do not grant loans with ASNEF. Therefore, if you are in any delinquency file you must be clear that you will not be accepted in any way by Euro Credit.
It is not necessary to have a guarantee, but they will ask you for a payroll. It is an important point, since it is a requirement that most entities do not ask for. Therefore, you should also look at this point to request a line of credit with them.
You should also know that a minimum residence in Spain of at least 5 years is required. This is a way for the entity to ensure that its customers already enjoy stability in the country, which is always positive to increase the possibilities of credit repayment.
As you can see, the requirements are somewhat more restrictive than normal, but it is logical. Keep in mind that Euro Credit lends much higher amounts than most, so you must select your customers well so that you do not suffer defaults constantly.
Euro Credit reviews
Another important point when assessing which is the best mini-credit entity is to look at the opinions and assessments that its customers make of it. Having read many of them, we can conclude that Euro Credit passes the exam with a note.
Most customers refer to comfort. Being able to have a credit line where you take money when you need it means for many the peace of mind of knowing that they will not have problems to reach the end of the month. And that is very valuable.
Euro Credit advantages
One of the main advantages that Euro Credit has is that the high amounts they offer allow you to meet many different types of expenses. In addition, as the minimum is € 200, you can also order small quantities if you need it.
On the other hand, the refund in installments also gives you a lot of comfort. You do not have to worry about a single payment. In addition, the relationship between the quantities offered and the return terms is very good, so the resulting fees are really comfortable.
Another of its strengths is the fact that you only pay for what you use. In the end, having money available just in case it always comes in handy, but if you also only pay for what you take from that available money, the advantage is twofold.
This is one of the reasons that customers like the most, since they serve to have the peace of mind of knowing that you have a contingency bag. This is essential, since prevention is always better than cure.
Having the money available at any time and whenever you want, you do not have to get into application processes once the unforeseen has already arisen. It is nothing more than taking an available money because you have been a forecaster and have asked for them before anything happens.
Therefore, it is a great option if you do not want to always be with the water around your neck and with the worry that any specific problem may cause you a dislike.
Disadvantages of Euro Credit
Euro Credit also has some disadvantages. The main thing is that the requirements are more restrictive than those of mini-credit and micro-loan entities. Of course, if we consider only those who offer similar amounts to Euro Credit, we will see that it is not restrictive.
And, of course, it is something much more flexible and open than banks offer, in which you will also spend weeks presenting documentation and paperwork. Therefore, although it is a disadvantage of Euro Credit, it must be recognized that it is nothing serious.
In conclusion, we are facing an entity with which it is possible to have money when you need it, which consists of many advantages and which is also reliable. Therefore, we definitely recommend Euro Credit as a great entity for your personal online credits.